Comments for 1credit.org http://1credit.org Thu, 07 Jul 2011 04:37:17 +0000 hourly 1 http://wordpress.org/?v=3.1 Comment on What is a credit card balance transfer and how does it work? by Comment from Best Debt Care http://1credit.org/credit-card-balance-transfers/what-is-a-credit-card-balance-transfer-and-how-does-it-work#comment-25 Comment from Best Debt Care Thu, 07 Jul 2011 04:37:17 +0000 http://1credit.org/credit-card-balance-transfers/what-is-a-credit-card-balance-transfer-and-how-does-it-work#comment-25 Comment on My credit card balance is over 50%. How long will it take my credit score to go back up? by Comment from Best Debt Care http://1credit.org/credit-card-balance-transfers/my-credit-card-balance-is-over-50-how-long-will-it-take-my-credit-score-to-go-back-up#comment-23 Comment from Best Debt Care Thu, 07 Jul 2011 04:22:21 +0000 http://1credit.org/credit-card-balance-transfers/my-credit-card-balance-is-over-50-how-long-will-it-take-my-credit-score-to-go-back-up#comment-23 Comment on What is a credit card balance transfer and how does it work? by miranda http://1credit.org/credit-card-balance-transfers/what-is-a-credit-card-balance-transfer-and-how-does-it-work#comment-24 miranda Fri, 13 May 2011 02:51:39 +0000 http://1credit.org/credit-card-balance-transfers/what-is-a-credit-card-balance-transfer-and-how-does-it-work#comment-24 While you don't need old credit cards, keep them running to keep your credit history current - they are invaluable at doing that, and if you close the account that will end up hurting you. There is usually a fee for transferring the money and at those small balances it is really more worth it to continue paying them off until they are done. If the balances were much higher then I'd suggest it, but you'd spend money to save money and that isn't worth it at this point. At this point, making the biggest payment you can would be your best bet. And one way might be to get a cash advance from one card, put that into your checking account and then write a check to pay the other card off - you may encounter a small interest balance so you'd need to call the bank to get an account total before paying. That would be one way to pay off a balance, and perhaps the simplest way. While you don’t need old credit cards, keep them running to keep your credit history current – they are invaluable at doing that, and if you close the account that will end up hurting you. There is usually a fee for transferring the money and at those small balances it is really more worth it to continue paying them off until they are done. If the balances were much higher then I’d suggest it, but you’d spend money to save money and that isn’t worth it at this point. At this point, making the biggest payment you can would be your best bet. And one way might be to get a cash advance from one card, put that into your checking account and then write a check to pay the other card off – you may encounter a small interest balance so you’d need to call the bank to get an account total before paying. That would be one way to pay off a balance, and perhaps the simplest way.

]]> Comment on How the credit card balance transfer offers work? by Use Your Noodle http://1credit.org/credit-card-balance-transfers/how-the-credit-card-balance-transfer-offers-work#comment-53 Use Your Noodle Mon, 02 Aug 2010 06:49:30 +0000 http://1credit.org/credit-card-balance-transfers/how-the-credit-card-balance-transfer-offers-work#comment-53 Oh heavens no, you will never succeed in doing this. LOL <br /> <br /> Also, when you take that 20k out, it probably doesn't qualify for the 1.9% interest rate. It would be seen as a cash advance and you will be charged 3 to 4% of whatever you take out. <br /> <br /> Not a smart plan. Oh heavens no, you will never succeed in doing this. LOL

Also, when you take that 20k out, it probably doesn’t qualify for the 1.9% interest rate. It would be seen as a cash advance and you will be charged 3 to 4% of whatever you take out.

Not a smart plan.

]]> Comment on How the credit card balance transfer offers work? by Chrys http://1credit.org/credit-card-balance-transfers/how-the-credit-card-balance-transfer-offers-work#comment-52 Chrys Mon, 02 Aug 2010 01:43:38 +0000 http://1credit.org/credit-card-balance-transfers/how-the-credit-card-balance-transfer-offers-work#comment-52 you can't ask for money on a transfer like a LOAN..it doesn't work that way...you need to have a BALANCE left on one card to transfer that balance onto the other card. ( high rate goes to low rate)<br /> You can't ask for money that isn't there...creative finance doesn't work THAT creatively. you can’t ask for money on a transfer like a LOAN..it doesn’t work that way…you need to have a BALANCE left on one card to transfer that balance onto the other card. ( high rate goes to low rate)
You can’t ask for money that isn’t there…creative finance doesn’t work THAT creatively.

]]> Comment on How Safe are Western Union Credit Card Transfers? by Reena http://1credit.org/credit-card-balance-transfers/how-safe-are-western-union-credit-card-transfers#comment-6 Reena Sat, 24 Oct 2009 18:43:39 +0000 http://1credit.org/credit-card-balance-transfers/how-safe-are-western-union-credit-card-transfers#comment-6 Sure... as long as he delivers the goods as promised and you are happy with the work.<br /> <br /> Because if you are not.... you are out of luck. <br /> <br /> Paying somebody thru Western Union can not be reversed.<br /> <br /> You send the money to his nearest Western Union Pick Up place, he picks up the cash and walks away. You can't get it back thru Western Union if you aren't happy with the work.<br /> <br /> Find a more secure way of paying this guy for his services.<br /> One that doesn't leave you hanging if you have issues with the quality of the work. Sure… as long as he delivers the goods as promised and you are happy with the work.

Because if you are not…. you are out of luck.

Paying somebody thru Western Union can not be reversed.

You send the money to his nearest Western Union Pick Up place, he picks up the cash and walks away. You can’t get it back thru Western Union if you aren’t happy with the work.

Find a more secure way of paying this guy for his services.
One that doesn’t leave you hanging if you have issues with the quality of the work.

]]> Comment on How can I get a small business credit card that offers 0% APR on balance transfers? by T2 http://1credit.org/credit-card-balance-transfers/how-can-i-get-a-small-business-credit-card-that-offers-0-apr-on-balance-transfers#comment-56 T2 Sun, 13 Sep 2009 17:10:39 +0000 http://1credit.org/credit-card-balance-transfers/how-can-i-get-a-small-business-credit-card-that-offers-0-apr-on-balance-transfers#comment-56 I googled business credit cards for ya and sites like Findbizcards etc don't have anything in terms of business credit. You're going to find that since this economy is in the crapper, banks are less than willing to lend to a business, even if it's successful. I googled business credit cards for ya and sites like Findbizcards etc don’t have anything in terms of business credit. You’re going to find that since this economy is in the crapper, banks are less than willing to lend to a business, even if it’s successful.

]]> Comment on How can I get a small business credit card that offers 0% APR on balance transfers? by gks http://1credit.org/credit-card-balance-transfers/how-can-i-get-a-small-business-credit-card-that-offers-0-apr-on-balance-transfers#comment-55 gks Fri, 11 Sep 2009 14:47:29 +0000 http://1credit.org/credit-card-balance-transfers/how-can-i-get-a-small-business-credit-card-that-offers-0-apr-on-balance-transfers#comment-55 http://articlesgalaxy.blogspot.com/search/label/Business http://articlesgalaxy.blogspot.com/search/label/Business

]]> Comment on How can I get a small business credit card that offers 0% APR on balance transfers? by Kallis http://1credit.org/credit-card-balance-transfers/how-can-i-get-a-small-business-credit-card-that-offers-0-apr-on-balance-transfers#comment-54 Kallis Fri, 11 Sep 2009 11:06:26 +0000 http://1credit.org/credit-card-balance-transfers/how-can-i-get-a-small-business-credit-card-that-offers-0-apr-on-balance-transfers#comment-54 You can get all the information about the credit cards<br /> <br /> Check here: http://www.creditcardrelief.com/ You can get all the information about the credit cards

Check here: http://www.creditcardrelief.com/

]]> Comment on My credit card balance is over 50%. How long will it take my credit score to go back up? by Comment from chicagomoviemaker http://1credit.org/credit-card-balance-transfers/my-credit-card-balance-is-over-50-how-long-will-it-take-my-credit-score-to-go-back-up#comment-22 Comment from chicagomoviemaker Thu, 26 Feb 2009 20:15:32 +0000 http://1credit.org/credit-card-balance-transfers/my-credit-card-balance-is-over-50-how-long-will-it-take-my-credit-score-to-go-back-up#comment-22